Pricing · Free tier · No subscription, ever

Free for life.
No credit card required.

The free tier gives you eight tracked stocks with live letter grades and one AI report every month — forever, with nothing but an email address. Want more? Add a card and pay only for what you use: thirty cents a stock, estimated before you commit, itemized after. No monthly fee, no auto-renew, no surprise charges.

Free
$0 forever
  • Email sign-up — no credit card required
  • Up to 8 tracked stocks with live letter grades
  • Grades refresh automatically on our schedule
  • 1 AI report per month (Claude Haiku)
  • Watchlist & report history kept forever
  • Stock Screener & Investor Legends — top 25 matches per screen
  • Earnings Setup, Watchlist Dashboard & the Macro Dashboard
  • Free alerts (grade, macro, weekly digest) — off until you turn them on
Pay-as-you-go
$0.30 per stock analyzed
  • Card on file via Stripe — billed only for what you use
  • Unlimited tracked stocks & reports
  • Full-depth AI analysis — Claude Sonnet & Opus
  • Report comparison, file analysis, Ask Claude
  • Every screener match, recurring reports & pay-as-you-go alerts
  • Everything carries over instantly when you upgrade
$0
Start free. No credit card required.
8 tracked stocks with live grades and 1 AI report a month — free for life. Just verify your email.
Start free
The rate card
№ 01

Report generation.

The core analysis — every metric, every grade, every forecast.

$0.30
per unique symbol

You're charged once per unique symbol in each report — paid tier only. A report on AAPL, GOOG, MSFT costs $0.90. A 50-stock portfolio scan costs $15.00. On the free tier, your monthly AI report costs nothing at all.

Recurring reports bill the same way on each scheduled run, plus the Claude change analysis that compares each run with the one before (priced like any Claude analysis). Both are estimated per run and per month before you save the schedule.

№ 02

Claude AI analysis.

Optional. Ask Claude a question grounded in your report data.

~$0.15
per file, typical

Exact cost is always shown before you confirm — no surprise token bills. Pick the model that fits the job: Haiku for fast and cheap, Sonnet for the balanced default, Opus for the deepest read.

File sizeEstimated cost
Small (under 25 KB)~$0.05
Typical (25–100 KB)~$0.10–$0.25
Large (100 KB–1 MB)~$0.25–$2.00
№ 03

File storage.

Keep your reports, raw data, and Claude analysis files.

$2
per GB per month

Pro-rated daily. 500 MB stored for a full month costs $1.00. Delete what you don't need from the file manager any time.

№ 04

Alerts.

Grade changes, macro shifts, earnings and price moves, by email or text. Every alert starts off — turn on the ones you want. The essentials are free; the rest is pay-as-you-go.

$0.004
per alert email

Free with every account, free tier included: grade changes on your tracked symbols, macro regime & grade changes, and a weekly Sunday digest — all by email. Like every alert, they're off until you switch them on in the Alerts page.

Paid alerts (current prices)Price
Email alert or digest$0.004 each
Text message (SMS)$0.06 per segment

A digest is one email no matter how many items it carries. You set a monthly cap (default $5) and it is never exceeded — when it is reached, paid alerts pause until the 1st while free alerts keep coming. Paid alerts are billed on your monthly invoice and require a card on file plus a one-time consent screen that shows this price list and a live monthly estimate from your own lists. Every message and its price is listed in your delivery history.

Three real scenarios

What it actually costs.

~$3
Focused 10-stock deep dive
A handful of names you're considering. Estimated before you run it.
~$14
Triage all 47 of your holdings
About Saturday-lunch money. Run it once a quarter and you're spending less than $60/year.

Compare that to $10–$50 a month for the major retail-finance tools, or $24,000+ a year for the institutional ones.

FAQ

How billing works.

Is the free tier really free?

Yes — free for life, no credit card required. Eight tracked stocks with live grades and one AI report a month cost you nothing, ever. We only ask for a card if you choose to upgrade.

When am I charged? (paid tier)

Only if you've added a card. At the end of each monthly billing cycle, we tally your report generation, Claude usage, and storage. One charge to the card on file. You can monitor running usage from your account dashboard.

Are there minimums or base fees?

No. If you don't generate any reports or store any data in a given month, you aren't charged that month. Pay only for what you use.

Do I see costs before I commit?

Yes. Report cost is shown on the generate screen. Claude cost is shown before every query. No surprises.

How are alerts billed?

Every alert starts off; you turn on the ones you want. Grade-change, macro and weekly-digest emails are free for every account. Paid alerts are opt-in, priced per message (email $0.004, text $0.06 per segment), and added to your monthly invoice. You choose a monthly cap — $5 by default — and paid alerts pause when it is reached. Every message and its price is listed in your delivery history.

How do I cancel?

One click from your account settings. Your data stays accessible until the end of the current billing cycle.

Included with every account

What you get, regardless of usage.

  • Two grading systems on every stock
  • The Macro Dashboard — the economy, graded (free tier included)
  • ML forecasts with 95% confidence intervals
  • The forecast report card — our macro forecasts, scored as they come due
  • Stock Screener, Investor Legends & Smart Lists
  • Earnings Setup: run-up chart, 16-quarter history & GMI's Read
  • Watchlist Dashboard & portfolio benchmarking against ETFs
  • Free alerts, opt-in: grade changes, macro regime changes & a weekly Sunday digest
  • Fund X-Ray on every ETF you analyze
  • Excel + JSON export per stock
  • Mobile app (iOS + Android) at parity with web
  • Bank-level encryption + 99.9% uptime
  • Free support, answered by the founder
  • Regular feature updates & changelog
Start free

Your first eight stocks, graded free. Forever.

No credit card required — just verify your email. Upgrade any time for unlimited stocks and full-depth analysis.

Disclaimer: Grade My Investments is not a registered investment advisor and does not provide financial advice. All reports and AI-generated analytics are for informational and educational purposes only — not personalized recommendations. AI content may contain errors. Use at your own risk. Full Terms.