The free tier gives you eight tracked stocks with live letter grades and one AI report every month — forever, with nothing but an email address. Want more? Add a card and pay only for what you use: thirty cents a stock, estimated before you commit, itemized after. No monthly fee, no auto-renew, no surprise charges.
You're charged once per unique symbol in each report — paid tier only. A report on AAPL, GOOG, MSFT costs $0.90. A 50-stock portfolio scan costs $15.00. On the free tier, your monthly AI report costs nothing at all.
Exact cost is always shown before you confirm — no surprise token bills. Pick the model that fits the job: Haiku for fast and cheap, Sonnet for the balanced default, Opus for the deepest read.
| File size | Estimated cost |
|---|---|
| Small (under 25 KB) | ~$0.05 |
| Typical (25–100 KB) | ~$0.10–$0.25 |
| Large (100 KB–1 MB) | ~$0.25–$2.00 |
Pro-rated daily. 500 MB stored for a full month costs $1.00. Delete what you don't need from the file manager any time.
Compare that to $10–$50 a month for the major retail-finance tools, or $24,000+ a year for the institutional ones.
Yes — free for life, no credit card required. Eight tracked stocks with live grades and one AI report a month cost you nothing, ever. We only ask for a card if you choose to upgrade.
Only if you've added a card. At the end of each monthly billing cycle, we tally your report generation, Claude usage, and storage. One charge to the card on file. You can monitor running usage from your account dashboard.
No. If you don't generate any reports or store any data in a given month, you aren't charged that month. Pay only for what you use.
Yes. Report cost is shown on the generate screen. Claude cost is shown before every query. No surprises.
One click from your account settings. Your data stays accessible until the end of the current billing cycle.
No credit card required — just verify your email. Upgrade any time for unlimited stocks and full-depth analysis.
Disclaimer: Grade My Investments is not a registered investment advisor and does not provide financial advice. All reports and AI-generated analytics are for informational and educational purposes only — not personalized recommendations. AI content may contain errors. Use at your own risk. Full Terms.
