Two grading systems, ML forecasts with confidence intervals, Fund X-Ray on every ETF, Investor Legends screens, earnings run-up analysis, a macro regime dashboard, and Claude follow-up grounded in your real data — for thirty cents a stock, with no subscription. Here's how that compares, by category, with other research tools. As of September 2026, based on publicly available information.
See the quality distribution across every holding inside any ETF. Run VOO, QQQ, or any fund — get a grade breakdown across all 500 underlying stocks.
Most ETF investors have never seen the grade mix inside the funds they hold.
Every stock gets a rubric-based AI Grade and an ML Health Score independently — from different methodologies. When they agree, that's confirmation. When they disagree, that's a signal worth investigating.
Two methods side by side, instead of one composite number.
See the cost of every analysis before you run it. Pro-rata refund if a job partially fails. No subscription, no auto-renew, no surprise charges.
Most subscription research sites charge a flat monthly or annual fee. GMI shows you the bill before you commit.
| Capability | GMI | Schwab / Fidelity | Stock Rover | Morningstar | Simply Wall St | Seeking Alpha | TipRanks | ChatGPT direct |
|---|---|---|---|---|---|---|---|---|
| Two independent grading systems | ||||||||
| Fund X-Ray (grade every holding inside an ETF) | ||||||||
| Macro dashboard — the economy graded, published methodology, drillable to source data | ||||||||
| ML forecasts with 95% confidence intervals | ||||||||
| Forward projection charts (P/E, margins, cash runway) | ||||||||
| Anomaly detection on financials | ||||||||
| AI follow-up Q&A grounded in your reports | ||||||||
| Report comparison across time (AI-generated) | ||||||||
| Multi-year fiscal trend integration (4 years) | ||||||||
| Excel / JSON export per stock | ||||||||
| Pay-per-use (no subscription) | ||||||||
| Pricing model | Free tier + pay per use | Free with a brokerage account* | Free tier + subscription | Free tier + subscription | Free tier + subscription | Free tier + subscription | Free tier + subscription | Free tier + subscription* |
*Schwab/Fidelity ratings are available to their brokerage customers as a composite score. General-purpose chatbots produce ad-hoc answers rather than comparable ratings. As of September 2026, based on publicly available information; other products change often, so check their sites for current details.
Most research sites do many good things. This table sticks to categories where GMI has a specific, built capability, and describes the wider market in general terms rather than scoring other products. Full tour of every tool →
| Category | In GMI | Typical elsewhere |
|---|---|---|
| A published grade recipe | One grade scale for every stock, with the factors, bands and the one exception (banks and insurers) published. Hover any grade for its breakdown. Value and growth lenses sit beside it. | A proprietary score or rating. How much of the formula is disclosed varies by provider. |
| Famous-investor screens | Investor Legends: eight screens inspired by published criteria (Lynch, Graham, Buffett-style quality, Greenblatt, Piotroski, Neff, Dreman, CAN SLIM), sources cited, a pass/fail line per criterion for every company, and a near-miss view. | Stock screeners are standard, and dedicated screening tools offer far more filters than GMI. Preset strategy screens are offered by some sites. |
| Earnings run-up analysis | Earnings Setup: the move since the last report ranked against the company's own history, 16 quarters of results and next-day reactions, and GMI's Read — a statistical read with its sample size and track record on screen. | Earnings calendars, consensus estimates and surprise history are widely available. |
| A macro regime dashboard | Which of four economic seasons we're in, a macro grade tested against 29 years of history with its misses published, a lab to re-weight the formula, and a report card that scores our own forecasts. | Official economic data is freely published, and many sites carry economic calendars and commentary. |
| Alerts | Everything off by default. A free set (grade changes, macro changes, weekly digest) and pay-as-you-go alerts at $0.004 per email and $0.06 per text, under a monthly cap you set. | Price and news alerts are common, usually included with a free account or a subscription. |
| Tracking change over time | Recurring reports on a schedule, each followed by a Claude-written comparison with the previous run. Portfolio benchmarking against ETFs such as SPY. | Watchlists and portfolio trackers are common. |
| How you pay | Free for life for eight tracked stocks. After that, $0.30 per stock analyzed, shown before you run it. No subscription. | Most subscription research sites charge a flat monthly or annual fee, often with a limited free tier. |
As of September 2026, based on publicly available information. Other products change often — check their sites for current features and prices. Product names are used only to identify them; GMI is not affiliated with any company named on this page, and Investor Legends screens are not affiliated with or endorsed by the investors named.
"My broker already gives me free A–F grades — why pay anything?"
Because Schwab and Fidelity give you one composite score from a single factor model. GMI gives you two independent grading systems, the rationale behind each grade, ML forecasts, AI follow-up, and the ability to grade a fund's underlying holdings.
The honest read: if all you want is one letter grade per stock, your broker covers that. If you want to understand why, see what changed since last quarter, and grade what's inside your ETFs — that's GMI.
Stock Rover is a well-regarded retail-analytics platform with powerful screening — the closest direct comparison. GMI focuses on the synthesis layer: grades, rationale and AI follow-up.
Where Stock Rover wins: deep historical screening across thousands of tickers and a more mature charting toolkit. GMI now has its own Stock Screener and Investor Legends, but they cover the 2,400+ companies GMI grades with a focused set of filters. If screening depth is what you need, Stock Rover is the stronger tool. If you want grades, rationale and per-criterion breakdowns on top, that's where GMI fits.
"Can't I just paste my tickers into ChatGPT?"
Yes — and you'll get a brilliant essay on each one. Then you'll get a different essay next quarter when you ask the same question.
GMI uses Claude under the hood. The honest comparison isn't "GMI vs Claude" — it's "you doing this yourself with raw Claude every quarter" vs. "a system that produces comparable ratings with a track record you can defend." Full GMI vs raw AI comparison
Motley Fool publishes stock recommendations. GMI doesn't make recommendations — it shows you the data behind any company you choose, and the decision stays yours.
The honest read: if you want someone else's list of ideas, that's what a recommendation service is for. GMI is for checking the numbers yourself — on their ideas, or your own.
Seeking Alpha is built around contributor articles, earnings-call transcripts and its own quant ratings. GMI is built around one published methodology, applied the same way to every stock.
Simply Wall St is known for clear, visual company summaries that are easy for beginners to read. GMI aims for the same accessibility, with the recipe published and the numbers exportable.
Morningstar's ratings come from its analysts, backed by a long record in fund and ETF research. GMI's grades come from a published formula, computed from the latest financial data every time you run a report.
Where Morningstar wins: depth of fund and ETF research and written analyst coverage. GMI's strength is a consistent, rule-based grade on every stock you hold, including the ones inside your funds.
TipRanks centers on what analysts, insiders and funds are doing, summarized in its Smart Score. GMI centers on what the company's own financial statements show.
The honest read: if tracking analyst and insider activity is what you want, that is TipRanks' focus. If you want to read the fundamentals yourself, that is GMI's.
Bloomberg and AlphaSense are the gold standards for institutional research desks. GMI is built around the same shape of capability — dual grading, ML forecasts, AI synthesis, deep fiscal data — at retail pricing.
The category bridge: Bloomberg and AlphaSense serve institutional desks; we don't compete in that market. But the analytical pattern — dual grading, ML, AI synthesis, multi-year fiscal integration — is the same shape. GMI brings that shape to individual investors, at retail prices.
Start free — no credit card required. Up to 8 tracked stocks with live grades and one AI report a month, free for life.
Disclaimer: Grade My Investments is not a registered investment advisor and does not provide financial advice. All reports and AI-generated analytics are for informational and educational purposes only — not personalized recommendations. Comparisons are as of September 2026, based on publicly available information about other services, and are subject to change. Product names are used for identification only; GMI is not affiliated with or endorsed by any company named. Use at your own risk. Full Terms.
