Two grading systems, ML forecasts with confidence intervals, Fund X-Ray on every ETF, and Claude follow-up grounded in your real data — for thirty cents a stock. Here's how that stacks up against everything else on the retail market.
See the quality distribution across every holding inside any ETF. Run VOO, QQQ, or any fund — get a grade breakdown across all 500 underlying stocks.
No other tool, at any price tier, does this. Most ETF investors hold their funds blind to what's inside.
Every stock gets a rubric-based AI Grade and an ML Health Score independently — from different methodologies. When they agree, that's confirmation. When they disagree, that's a signal worth investigating.
Single-score competitors give you neither.
See the cost of every analysis before you run it. Pro-rata refund if a job partially fails. No subscription, no auto-renew, no surprise charges.
Most competitors hide pricing behind monthly fees. We show you the bill before you commit.
| Capability | GMI | Schwab / Fidelity | Stock Rover | Morningstar | Simply Wall St | Seeking Alpha | TipRanks | ChatGPT direct |
|---|---|---|---|---|---|---|---|---|
| Two independent grading systems | ||||||||
| Fund X-Ray (grade every holding inside an ETF) | ||||||||
| ML forecasts with 95% confidence intervals | ||||||||
| Forward projection charts (P/E, margins, cash runway) | ||||||||
| Anomaly detection on financials | ||||||||
| AI follow-up Q&A grounded in your reports | ||||||||
| Report comparison across time (AI-generated) | ||||||||
| Multi-year fiscal trend integration (4 years) | ||||||||
| Excel / JSON export per stock | ||||||||
| Pay-per-use (no subscription) | ||||||||
| Cost to triage 47 holdings | ~$14 | Free* | $25/mo | $21–35/mo | $10/mo | $20/mo | $17–50/mo | $20/mo* |
*Schwab/Fidelity ratings are free to brokerage customers but limited to a single composite score with no synthesis layer. ChatGPT requires a $20/mo Plus subscription and produces ad-hoc essays, not comparable ratings.
"My broker already gives me free A–F grades — why pay anything?"
Because Schwab and Fidelity give you one composite score from a single factor model. GMI gives you two independent grading systems, the rationale behind each grade, ML forecasts, AI follow-up, and the ability to grade a fund's underlying holdings.
The honest read: if all you want is one letter grade per stock, your broker covers that. If you want to understand why, see what changed since last quarter, and grade what's inside your ETFs — that's GMI.
Stock Rover is a serious retail-analytics platform — the closest direct competitor at this price tier. GMI delivers the synthesis layer Stock Rover leaves to you.
Where Stock Rover wins: deep historical screening across thousands of tickers and a more mature charting toolkit. If pure screening is your need, Stock Rover is fine. If you need the synthesis on top — grades, rationale, AI Q&A — that's where GMI takes over.
"Can't I just paste my tickers into ChatGPT?"
Yes — and you'll get a brilliant essay on each one. Then you'll get a different essay next quarter when you ask the same question.
GMI uses Claude under the hood. The honest comparison isn't "GMI vs Claude" — it's "you doing this yourself with raw Claude every quarter" vs. "a system that produces comparable ratings with a track record you can defend." Full GMI vs raw AI comparison
Motley Fool tells you what to buy. GMI helps you understand why — or why not — through data.
Seeking Alpha gives you crowdsourced articles — quality varies wildly. GMI gives you consistent, data-driven analysis powered by machine learning.
Simply Wall St has beautiful infographic visuals but lacks depth. GMI goes deeper while staying accessible.
Morningstar's analyst ratings are static and update infrequently. GMI uses real-time data and ML for always-current scoring — every time you run a report.
TipRanks gives you a Smart Score — one number. GMI gives you two independent grading systems, ML forecasts, AI follow-up, and exportable reports.
Bloomberg and AlphaSense are the gold standards for institutional research desks. GMI is built around the same shape of capability — dual grading, ML forecasts, AI synthesis, deep fiscal data — at retail pricing.
The category bridge: Bloomberg and AlphaSense serve institutional desks; we don't compete in that market. But the analytical pattern — dual grading, ML, AI synthesis, multi-year fiscal integration — is the same shape. GMI brings that shape into the retail market for the first time.
Start free — no credit card required. Up to 8 tracked stocks with live grades and one AI report a month, free for life.
Disclaimer: Grade My Investments is not a registered investment advisor and does not provide financial advice. All reports and AI-generated analytics are for informational and educational purposes only — not personalized recommendations. Comparisons are based on publicly available information about competing services and are subject to change. Use at your own risk. Full Terms.
