Frequently Asked Questions

Your data security is our top priority. We use bank-level 256-bit encryption, secure cloud storage, and never store your login credentials. All data is processed in secure, isolated environments and can be deleted at any time.

Most analyses complete within 5 seconds to 1 minute, depending on the volume of symbols.

Grade My Investments generates comprehensive reports including:

• Revenue Analysis
• Stock Sentiment
• Assets, Liabilities, and Equity analysis
• Fund X-Ray — every holding inside an ETF or mutual fund, graded
• Portfolio benchmarking against an ETF such as SPY
• Recurring reports with a Claude-written change analysis

See every tool on the features page.

No! Grade My Investments is only for analyzing stocks of publicly traded companies in the us currently.

Grade My Investments is fully responsive and works great on mobile devices through your web browser. Native iOS and Android apps are currently in development and will be available in Q4 2025.

Yes. There's no subscription and no contract — the free tier costs nothing, and the paid tier bills only for what you used. Removing your card or closing your account is one click from your account settings; you keep access until the end of the current billing cycle, and your reports can be exported first.

We offer multiple support channels:

• Email Support: Available for everyone anytime help is needed!
• Call Center: Call us when you need help!

It's not a trial — it's free for life, and no credit card is required. Sign up with your email, verify it, and you get up to 8 tracked stocks with live letter grades plus one AI report every month, forever. Add a card only if you want unlimited stocks, unlimited reports, and full-depth Sonnet/Opus AI analysis.

It's the economy, graded — the same treatment your stocks get, applied to the whole U.S. economy. The Macro Dashboard reads 38 official government data series and answers two questions in one glance: which of four economic seasons we're in, and how favorable conditions like these have historically been (as a letter grade calibrated against 29 years of history). From there you can drill all the way down to every underlying number. See the full tour.

Two questions sort every month into one of four seasons: is growth speeding up or slowing down, and is inflation heating up or cooling off?

• Regime 1 — Goldilocks: growth up, inflation cooling
• Regime 2 — Reflation: growth up, inflation heating
• Regime 3 — Stagflation: growth down, inflation heating
• Regime 4 — Slowdown: growth down, inflation cooling

The dashboard shows today's regime, the full timeline back to 1997, and what has historically worked in seasons like the current one — sample sizes included.

Yes — the Macro Dashboard is included with every account, free tier included. It updates itself on the government's own release schedule, and it lives right in your Reports menu alongside your stock reports.

Yes. One tap creates a link that pins the dashboard exactly as you see it — regime, grade, and all — and anyone can open it without an account. The live dashboard keeps moving; your shared snapshot doesn't, so it's perfect for "this is what I was looking at" conversations. You can see views and revoke any link from My Shared Reports.

Start with the two-minute walkthrough, which takes one real grade (Apple) apart factor by factor. When you sign up, GMI asks you to pick a company you know — Apple, Amazon, Costco and a few others — builds that first report in one tap, and points out what each part means the first time you open it. No finance background needed; every grade shows how it was worked out.

No. GMI is a research and education tool, not an investment advisor. Grades, screens, Earnings Setup and the Macro Dashboard describe what the data shows — with the rule and the limits published — and the decisions stay yours.

With one published exception. For Financial Services companies, debt-to-equity and current ratio are scored neutral, because leverage is how banks and insurers work rather than a warning sign. Everything else is graded exactly like any other stock, and the grade's hover breakdown says so. Every grade also shows a value lens and a growth lens, each 0–100, for style context. How the grade works.

Earnings Setup is a per-company page in the Earnings Lab: how far the stock has run since its last report (ranked against its own history), sixteen quarters of results against estimates and the next-day reaction to each, where estimates stand now, and GMI's Read. GMI's Read is a statistical read of the company's own history — how often the next session closed higher in similar setups, and a typical move range — shown with its sample size and track record. It is not a prediction and not advice.

Investor Legends are eight screens inspired by criteria that well-known investors published — Peter Lynch, Benjamin Graham, Buffett-style quality, Joel Greenblatt's Magic Formula, the Piotroski F-Score, John Neff, David Dreman and William O'Neil's CAN SLIM. Each shows a pass/fail line per criterion for every company and a list of near misses. They are GMI's interpretation of published criteria and are not affiliated with or endorsed by the investors named. Save any screen as a Smart List and it refreshes on a schedule, logging who entered or left and why. Free accounts see the top 25 matches of any screen.

Every alert starts off; you turn on the ones you want. Free alerts: a grade change on a stock you track, a change in the macro regime or grade, and a weekly Sunday digest. Paid alerts (earnings, price moves, 52-week highs and lows, moving-average crosses, analyst changes and more) cost $0.004 per email and $0.06 per text segment, need a card on file, and stop at a monthly cap you set ($5 by default). Alert pricing.

Yes. Put any symbol list on a weekly, every-two-weeks, monthly or quarterly schedule. After each run, Claude compares the new report with the previous one and writes a change analysis. The cost of each run and the projected monthly cost are shown before you save the schedule.

Yes — against a benchmark ETF such as SPY, QQQ, DIA, IWM or VTI, or any ticker you choose, over one month to five years, with risk measures and each holding's contribution. Two limits are stated on screen: returns are price-only (dividends aren't counted yet), and today's holdings are measured as if held through the whole window.

The dashboard keeps score in public. Its forecast report card records every forecast when it is published and grades it once the data comes out: how often the actual number landed inside the forecast's 80% range, whether misses ran high or low, how often the direction was right, and whether the forecast did better than assuming no change.