Skip the buzzwords. These are the ten things GMI does differently from most retail-finance tools — each one built, working, and showing its method.
Every stock receives an AI Grade (rubric-based, weighted across 16 metrics) and an independent ML Health Score (computed from financial trends). Two different methodologies, side by side. When they agree, that's confirmation. When they disagree, that's a signal worth investigating.
Elsewhere: one composite Buy/Hold/Sell rating from a single model. Take it or leave it.
Run VOO, QQQ, or any ETF or mutual fund. GMI grades every underlying holding and shows you the grade distribution — how many A's, how many F's, and exactly which names are pulling the average down. Most ETF investors have never seen this.
Elsewhere: the fund's expense ratio, yield, and top-10 holdings. Nothing on quality.
Every report includes four-quarter forecasts for revenue, debt, cash flow, and equity — with confidence bands. Plus anomaly detection that flags unusual debt-to-equity moves and cash-flow swings. Built on Microsoft ML.NET, computed on every report, not "guessed" by a language model.
Elsewhere: a price target from one analyst. Or a chart with no forward projection at all.
Anthropic's Claude is built into GMI. Open the Claude Console on any folder, ask a question in plain English, and Claude answers from your actual report data — not from a fresh prompt with no context. No hallucinated numbers, no generic essays, and you see the exact cost before every query.
Elsewhere: paste a ticker into ChatGPT and hope for the best. Different framing every quarter. Full GMI vs raw AI comparison
Start free — no credit card required. The free tier gives you up to 8 tracked stocks with live letter grades and 1 AI report per month, free for life. Upgrade only if you want more: $0.30 per stock analyzed, with the estimated cost shown before you commit and the actual cost itemized after. No monthly fee, no auto-renew, no surprise overage. Run a report when you need one; don't pay when you don't.
Elsewhere: $10–$50/month whether you log in or not. Or $24,000+/year for institutional access.
Every report you generate is saved with a timestamp. Rerun next quarter and GMI surfaces what changed — sentiment shifts, health-score moves, new anomalies. Six months from now you'll have a defensible record of how every stock evolved, with the methodology applied consistently.
Elsewhere: an ephemeral chat or a one-shot analyst rating that updates whenever it feels like it.
GMI pairs stock grades with an integrated Macro Dashboard: which of four economic seasons we're in, a macro letter grade calibrated against 29 years of history, what has historically worked in seasons like this one, and a Macro Lab where you can re-weight the formula yourself and watch three decades of calls rebuild live. Published methodology, drillable to all 38 official data series, and a report card that scores its own forecasts — included with every account, free tier included. Tour the Macro Dashboard
Elsewhere: a news feed and someone's opinion column about the Fed.
Investor Legends are eight screens inspired by criteria that Peter Lynch, Benjamin Graham, Joel Greenblatt, Joseph Piotroski, John Neff, David Dreman and William O'Neil published, plus a Buffett-style quality screen — each with its source cited. Every company gets a pass/fail line per criterion ("passes 6 of 7 Graham tests; fails dividend record: 14 years, needs 20") and a near-miss view shows who is one test away. Criteria the data can't support are marked "not evaluated", never guessed. GMI's interpretation — not affiliated with or endorsed by the investors named. How the screens work
Elsewhere: screeners are common, and some sites offer preset strategy screens. GMI's emphasis is the per-criterion breakdown.
Earnings Setup shows how far a stock has run since its last report, ranked against its own history, beside sixteen quarters of results and next-day reactions. GMI's Read adds a statistical read of the company's own record — how often the next session closed higher in setups like this one, and a typical move range — with the sample size and a walk-forward track record on screen. History, not a prediction. Inside Earnings Setup
Elsewhere: earnings calendars, estimates and surprise history are widely available.
Every alert starts off. Turn on the free set — grade changes on stocks you track, macro regime and grade changes, a weekly digest — or add pay-as-you-go alerts at $0.004 per email and $0.06 per text, under a monthly cap you set. Recurring reports go further: after each scheduled run, Claude writes up what changed since the last one. Alert pricing
Elsewhere: alerts are usually included with a free account or a subscription.
GMI's moat isn't the AI.
The AI is a commodity. The integration is the moat.
Schwab, Fidelity, Morningstar, TipRanks, Stock Rover, Simply Wall St, Seeking Alpha, Motley Fool — capability table and head-to-head reads.
Read the comparisonThe honest read: GMI uses Claude under the hood. The question isn't "GMI vs AI" — it's "raw AI alone" vs "AI inside a structured workflow."
Read the comparisonNo credit card required. Up to 8 tracked stocks with live grades and one AI report a month — free for life. See whether the ten things above hold up.
Disclaimer: Grade My Investments is not a registered investment advisor and does not provide financial advice. All reports and AI-generated analytics are for informational and educational purposes only — not personalized recommendations. AI content may contain errors. Use at your own risk. Full Terms.
