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MetroCity Bankshares, Inc. (MCBS) Stock Grade

MCBS · Financial Services

A-
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$690.2M
P/E Ratio
10.1
Revenue Growth (YoY)
+1.1%
Net Margin
29.0%
Return on Equity
12.6%
Dividend Yield
3.8%

About MetroCity Bankshares, Inc.'s fundamentals

MetroCity Bankshares is a regional bank with a $690.2M market capitalization trading at a P/E ratio of 10.1, suggesting relatively modest valuation relative to earnings. The company demonstrates strong operational efficiency with a net margin of 29.0%, though revenue growth remains subdued at 1.1% year-over-year. Return on equity stands at 12.6%, indicating reasonable profitability on shareholder capital, while the 3.8% dividend yield provides regular income to shareholders.

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