Grade My Investments
Home › Free Stock Grades › MCHB

Mechanics Bank (MCHB) Stock Grade

MCHB · Financial Services

A-
Grade updated: September 29, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$3.3B
P/E Ratio
12.0
Revenue Growth (YoY)
+74.9%
Net Margin
25.8%
Return on Equity
9.3%
Dividend Yield
9.5%

About Mechanics Bank's fundamentals

Mechanics Bank generated substantial revenue growth of 74.9% year-over-year with a healthy net margin of 25.8%, indicating strong operational efficiency in converting sales to profits. The company maintains a P/E ratio of 12.0, which is relatively modest for the financial services sector, while offering a notably high dividend yield of 9.5%. However, the return on equity stands at 9.3%, which is modest compared to many peers, suggesting the bank generates limited profit per dollar of shareholder capital deployed.

Track MCHB free — no credit card required. Live grade + monthly AI report →