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ECB Bancorp, Inc. (ECBK) Stock Grade

ECBK · Financial Services

A-
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$140.9M
P/E Ratio
18.1
Revenue Growth (YoY)
+16.5%
Net Margin
9.8%
Return on Equity
4.5%
Dividend Yield
None

About ECB Bancorp, Inc.'s fundamentals

ECB Bancorp is a regional bank with a market capitalization of $140.9 million that has demonstrated solid top-line growth, with revenue increasing 16.5% year-over-year. The company generates a net margin of 9.8%, though its return on equity of 4.5% is relatively modest, suggesting the bank is not generating strong returns on shareholder capital. Trading at a P/E ratio of 18.1, the stock is valued at a moderate multiple relative to earnings, and the company does not currently pay a dividend.

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