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Encore Capital Group, Inc. (ECPG) Stock Grade

ECPG · Financial Services

A+
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$1.3B
P/E Ratio
4.9
Revenue Growth (YoY)
+33.9%
Net Margin
14.6%
Return on Equity
26.3%
Dividend Yield
None

About Encore Capital Group, Inc.'s fundamentals

Encore Capital Group generates strong profitability with a net margin of 14.6% and exceptional returns on equity of 26.3%, indicating efficient capital deployment. The company is growing rapidly with year-over-year revenue growth of 33.9%, while trading at a low valuation multiple with a P/E ratio of 4.9. The company does not currently pay a dividend, retaining earnings for reinvestment or other capital allocation purposes.

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