Grade My Investments

Exzeo Group, Inc. (XZO) Stock Grade

XZO · Financial Services

A+
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$2.2B
P/E Ratio
26.6
Revenue Growth (YoY)
+62.0%
Net Margin
38.1%
Return on Equity
32.6%
Dividend Yield
None

About Exzeo Group, Inc.'s fundamentals

Exzeo Group operates in the diversified insurance sector with a market capitalization of $2.2 billion and demonstrates strong profitability metrics, including a net margin of 38.1% and return on equity of 32.6%. The company is experiencing robust revenue growth at 62.0% year-over-year, indicating significant business expansion. Trading at a P/E ratio of 26.6, the valuation reflects investor expectations for continued growth, though this is notably higher than typical insurance industry multiples. The company does not currently pay a dividend, suggesting management is prioritizing reinvestment or capital allocation over shareholder distributions.

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