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Waterstone Financial, Inc. (WSBF) Stock Grade

WSBF · Financial Services

B
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$295.2M
P/E Ratio
11.2
Revenue Growth (YoY)
+1.1%
Net Margin
13.1%
Return on Equity
7.6%
Dividend Yield
3.6%

About Waterstone Financial, Inc.'s fundamentals

Waterstone Financial is a regional bank with a market capitalization of $295.2 million that trades at a P/E ratio of 11.2, suggesting relatively modest valuation relative to earnings. The company generated a net margin of 13.1%, though revenue growth remains sluggish at just 1.1% year-over-year, indicating limited top-line expansion. Return on equity of 7.6% shows moderate efficiency in generating profits from shareholder capital, while the company offers a 3.6% dividend yield to investors.

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