Grade My Investments

Velocity Financial, Inc. (VEL) Stock Grade

VEL · Financial Services

A+
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$765.0M
P/E Ratio
7.3
Revenue Growth (YoY)
+48.0%
Net Margin
14.7%
Return on Equity
15.6%
Dividend Yield
None

About Velocity Financial, Inc.'s fundamentals

Velocity Financial is a mortgage company with a market capitalization of $765 million that has demonstrated strong operational growth, with revenue increasing 48% year-over-year. The company maintains a healthy net profit margin of 14.7% and generates a return on equity of 15.6%, indicating efficient use of shareholder capital. Trading at a P/E ratio of 7.3, the company is valued relatively modestly relative to earnings, though it currently does not pay a dividend.

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