Grade My Investments

U.S. Bancorp (USB) Stock Grade

USB · Financial Services

A-
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$83.0B
P/E Ratio
11.0
Revenue Growth (YoY)
+0.4%
Net Margin
17.7%
Return on Equity
11.6%
Dividend Yield
4.3%

About U.S. Bancorp's fundamentals

U.S. Bancorp is a large-cap diversified bank with an $83.0 billion market valuation and a relatively modest P/E ratio of 11.0. The company generated a net margin of 17.7%, though revenue growth has been minimal at just 0.4% year-over-year, suggesting a mature business facing headwinds in its operating environment. Return on equity stands at 11.6%, and the company distributes a 4.3% dividend yield to shareholders, indicating a focus on returning capital despite limited growth momentum.

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