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UMB Financial Corporation (UMBF) Stock Grade

UMBF · Financial Services

A+
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$8.7B
P/E Ratio
12.4
Revenue Growth (YoY)
+68.5%
Net Margin
15.8%
Return on Equity
9.1%
Dividend Yield
1.7%

About UMB Financial Corporation's fundamentals

UMB Financial Corporation is a regional bank with a market capitalization of $8.7 billion that recently reported exceptional revenue growth of 68.5% year-over-year, significantly outpacing typical industry growth rates. The company maintains a net profit margin of 15.8% and trades at a P/E ratio of 12.4, indicating relatively modest valuation relative to earnings. With a return on equity of 9.1% and a dividend yield of 1.7%, the company generates returns for shareholders through both capital appreciation potential and modest dividend income, though ROE remains below historical banking industry benchmarks.

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