Grade My Investments

United Community Banks, Inc. (UCB) Stock Grade

UCB · Financial Services

B+
Grade updated: September 29, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$4.1B
P/E Ratio
11.6
Revenue Growth (YoY)
+3.8%
Net Margin
21.4%
Return on Equity
9.0%
Dividend Yield
3.2%

About United Community Banks, Inc.'s fundamentals

United Community Banks is a regional bank with a market capitalization of $4.1 billion, trading at a P/E ratio of 11.6 with a net profit margin of 21.4%, indicating solid profitability on its revenues. The company generated modest revenue growth of 3.8% year-over-year and returned 9.0% on shareholder equity, while offering a dividend yield of 3.2% to shareholders.

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