Grade My Investments

United Community Banks, Inc. (UCB) Stock Grade

UCB · Financial Services

A+
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$3.8B
P/E Ratio
11.6
Revenue Growth (YoY)
+3.8%
Net Margin
21.4%
Return on Equity
9.0%
Dividend Yield
3.2%

About United Community Banks, Inc.'s fundamentals

United Community Banks is a $3.8 billion regional bank trading at a P/E ratio of 11.6, suggesting relatively modest valuation relative to earnings. The company generated 3.8% year-over-year revenue growth and maintains a solid net profit margin of 21.4%, indicating efficient cost management and profitability. With a return on equity of 9.0% and a dividend yield of 3.2%, the bank offers modest returns to shareholders while reinvesting earnings into the business.

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