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SmartFinancial, Inc. (SMBK) Stock Grade

SMBK · Financial Services

A+
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$621.0M
P/E Ratio
12.3
Revenue Growth (YoY)
+10.9%
Net Margin
15.9%
Return on Equity
9.1%
Dividend Yield
0.9%

About SmartFinancial, Inc.'s fundamentals

SmartFinancial is a regional bank with a market capitalization of $621 million that has demonstrated solid operational performance, with year-over-year revenue growth of 10.9% and a net profit margin of 15.9%. The company trades at a P/E ratio of 12.3 and generates a return on equity of 9.1%, while returning 0.9% to shareholders through dividends. These metrics suggest a modestly valued bank experiencing reasonable growth and profitability relative to its book value.

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