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Old Second Bancorp, Inc. (OSBC) Stock Grade

OSBC · Financial Services

B+
Grade updated: September 29, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$1.3B
P/E Ratio
12.8
Revenue Growth (YoY)
+18.1%
Net Margin
20.2%
Return on Equity
9.0%
Dividend Yield
1.4%

About Old Second Bancorp, Inc.'s fundamentals

Old Second Bancorp is a regional bank with a market capitalization of $1.3 billion that has demonstrated solid operational efficiency, with a net margin of 20.2% indicating strong profitability on its revenue base. The company is trading at a P/E ratio of 12.8 while generating 18.1% year-over-year revenue growth, suggesting robust business expansion. However, its return on equity of 9.0% is modest for a financial institution, and the company offers a dividend yield of 1.4% for income-focused investors.

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