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Old Second Bancorp, Inc. (OSBC) Stock Grade

OSBC · Financial Services

A
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$1.0B
P/E Ratio
12.8
Revenue Growth (YoY)
+18.1%
Net Margin
20.2%
Return on Equity
9.0%
Dividend Yield
1.3%

About Old Second Bancorp, Inc.'s fundamentals

Old Second Bancorp is a regional bank with a market capitalization of $1.0 billion, currently trading at a P/E ratio of 12.8. The company demonstrated strong revenue growth of 18.1% year-over-year while maintaining a solid net margin of 20.2%, indicating efficient cost management. With a return on equity of 9.0% and a dividend yield of 1.3%, the bank offers modest shareholder returns alongside its operational profitability metrics.

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