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OppFi Inc. (OPFI) Stock Grade

OPFI · Financial Services

A+
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$277.3M
P/E Ratio
10.5
Revenue Growth (YoY)
+13.5%
Net Margin
4.4%
Return on Equity
45.0%
Dividend Yield
23.1%

About OppFi Inc.'s fundamentals

OppFi Inc. is a small-cap financial services company in the credit services industry with a market capitalization of $277.3 million and a P/E ratio of 10.5. The company is growing revenues at 13.5% year-over-year while maintaining a net profit margin of 4.4%, and it generates an exceptionally high return on equity of 45.0%. Notably, the company offers a dividend yield of 23.1%, which is unusually high and warrants consideration of the sustainability of such payments relative to earnings.

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