Grade My Investments

OFG Bancorp (OFG) Stock Grade

OFG · Financial Services

B+
Grade updated: September 29, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$2.2B
P/E Ratio
9.3
Revenue Growth (YoY)
+4.8%
Net Margin
23.8%
Return on Equity
14.8%
Dividend Yield
2.9%

About OFG Bancorp's fundamentals

OFG Bancorp is a regional bank with a market capitalization of $2.2 billion that demonstrates solid operational efficiency, with a net margin of 23.8% indicating strong profitability relative to revenues. The company is growing at a modest pace with 4.8% year-over-year revenue growth and generates a 14.8% return on equity, suggesting reasonable capital deployment. Trading at a P/E ratio of 9.3, the bank offers a 2.9% dividend yield, providing income to shareholders alongside its operational performance.

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