Grade My Investments

OFG Bancorp (OFG) Stock Grade

OFG · Financial Services

A
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$1.9B
P/E Ratio
9.3
Revenue Growth (YoY)
+4.8%
Net Margin
23.8%
Return on Equity
14.8%
Dividend Yield
2.8%

About OFG Bancorp's fundamentals

OFG Bancorp is a regional bank with a market capitalization of $1.9 billion, trading at a P/E ratio of 9.3, which is relatively modest compared to broader market averages. The company demonstrates solid profitability metrics, with a net margin of 23.8% and a return on equity of 14.8%, indicating efficient asset utilization and earnings generation. Revenue has grown 4.8% year-over-year, and the bank returns capital to shareholders through a 2.8% dividend yield.

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