Grade My Investments
HomeFree Stock Grades › NBTB

NBT Bancorp Inc. (NBTB) Stock Grade

NBTB · Financial Services

A+
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$2.0B
P/E Ratio
11.6
Revenue Growth (YoY)
+10.4%
Net Margin
19.5%
Return on Equity
8.9%
Dividend Yield
3.9%

About NBT Bancorp Inc.'s fundamentals

NBT Bancorp is a regional bank with a market capitalization of $2.0 billion, trading at a P/E ratio of 11.6 relative to its peers. The company generated strong revenue growth of 10.4% year-over-year while maintaining a net margin of 19.5%, indicating efficient cost management and profitability. However, its return on equity of 8.9% suggests modest efficiency in deploying shareholder capital, though the company offers shareholders a 3.9% dividend yield.

Track NBTB free — no credit card required. Live grade + monthly AI report →