Grade My Investments

Live Oak Bancshares, Inc. (LOB) Stock Grade

LOB · Financial Services

B+
Grade updated: September 29, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$1.7B
P/E Ratio
15.2
Revenue Growth (YoY)
+12.1%
Net Margin
10.0%
Return on Equity
8.3%
Dividend Yield
0.8%

About Live Oak Bancshares, Inc.'s fundamentals

Live Oak Bancshares is a regional bank with a market capitalization of $1.7 billion that has demonstrated solid revenue expansion, growing 12.1% year-over-year. The company maintains a net profit margin of 10.0% and trades at a P/E ratio of 15.2, suggesting a moderate valuation relative to earnings. Its return on equity stands at 8.3%, indicating how efficiently the bank generates profits from shareholder capital, while the company offers a modest dividend yield of 0.8% to investors.

Track LOB free — no credit card required. Live grade + monthly AI report →