Grade My Investments

Live Oak Bancshares, Inc. (LOB) Stock Grade

LOB · Financial Services

A
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$1.6B
P/E Ratio
15.2
Revenue Growth (YoY)
+12.1%
Net Margin
10.0%
Return on Equity
8.3%
Dividend Yield
0.7%

About Live Oak Bancshares, Inc.'s fundamentals

Live Oak Bancshares is a regional bank with a market capitalization of $1.6 billion that has demonstrated solid revenue growth of 12.1% year-over-year, supported by a net profit margin of 10.0%. The company trades at a P/E ratio of 15.2 and generates a return on equity of 8.3%, indicating moderate profitability relative to shareholder capital. Its dividend yield of 0.7% suggests the bank returns a modest portion of earnings to shareholders through dividends.

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