Grade My Investments

HomeTrust Bancshares, Inc. (HTB) Stock Grade

HTB · Financial Services

B+
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$729.5M
P/E Ratio
11.3
Revenue Growth (YoY)
-0.9%
Net Margin
22.0%
Return on Equity
10.7%
Dividend Yield
1.2%

About HomeTrust Bancshares, Inc.'s fundamentals

HomeTrust Bancshares is a regional bank with a market capitalization of $729.5 million that trades at a P/E ratio of 11.3, suggesting a relatively modest valuation. The company maintains a strong net profit margin of 22.0%, though revenue declined slightly by 0.9% year-over-year, indicating modest operational efficiency amid challenging market conditions. With a return on equity of 10.7% and a dividend yield of 1.2%, the bank generates reasonable returns for shareholders while returning a portion of earnings through dividends.

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