Grade My Investments

HBT Financial, Inc. (HBT) Stock Grade

HBT · Financial Services

B+
Grade updated: September 29, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$1.3B
P/E Ratio
10.6
Revenue Growth (YoY)
+2.8%
Net Margin
26.3%
Return on Equity
12.5%
Dividend Yield
3.6%

About HBT Financial, Inc.'s fundamentals

HBT Financial is a regional bank with a market capitalization of $1.3 billion, trading at a P/E ratio of 10.6, which is relatively low compared to broader market averages. The company maintains a strong net margin of 26.3% and generates a return on equity of 12.5%, indicating efficient profitability relative to shareholder capital. Revenue growth has been modest at 2.8% year-over-year, which is typical for established regional financial institutions. The company offers a dividend yield of 3.6%, providing income to shareholders alongside its operational performance.

Track HBT free — no credit card required. Live grade + monthly AI report →