First Guaranty Bancshares, Inc. (FGBI) Stock Grade

About First Guaranty Bancshares, Inc.'s fundamentals

First Guaranty Bancshares is a regional bank with a market capitalization of $75.1 million that reported a net loss in its latest annual statement, resulting in a negative net margin of -28.6%. Revenue declined 20.0% year-over-year, indicating significant operational contraction. The company currently offers a dividend yield of 3.9%, though this must be evaluated carefully given the underlying profitability challenges reflected in the recent financial results.