First Guaranty Bancshares, Inc. (FGBI) Stock Grade

About First Guaranty Bancshares, Inc.'s fundamentals

First Guaranty Bancshares is a regional bank with a market capitalization of $134.5 million that reported a net loss in its latest annual statement, reflected in a negative net margin of -28.6%. The company experienced significant revenue decline of 20.0% year-over-year, indicating contracted business activity. Despite operational challenges, the company maintains a dividend yield of 3.9%, though profitability metrics including return on equity are not meaningful given the loss position.