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First Citizens BancShares, Inc. (FCNCA) Stock Grade

FCNCA · Financial Services

C+
Grade updated: August 16, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$26.1B
P/E Ratio
12.0
Revenue Growth (YoY)
-3.0%
Net Margin
15.2%
Return on Equity
9.9%
Dividend Yield
0.7%

About First Citizens BancShares, Inc.'s fundamentals

First Citizens BancShares is a large regional bank with a market capitalization of $26.1 billion, trading at a P/E ratio of 12.0. The bank maintains a healthy net profit margin of 15.2%, though revenue declined 3.0% year-over-year, indicating recent headwinds in its business operations. Return on equity stands at 9.9%, reflecting modest efficiency in generating profits from shareholder capital, while the dividend yield of 0.7% is relatively modest for a financial institution.

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