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Enova International, Inc. (ENVA) Stock Grade

ENVA · Financial Services

A+
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$3.9B
P/E Ratio
12.6
Revenue Growth (YoY)
+18.6%
Net Margin
9.8%
Return on Equity
23.1%
Dividend Yield
None

About Enova International, Inc.'s fundamentals

Enova International operates with strong operational efficiency, generating a 9.8% net margin on revenues that grew 18.6% year-over-year, indicating both profitability and significant business expansion. The company's return on equity of 23.1% demonstrates effective capital deployment, while its P/E ratio of 12.6 suggests a relatively modest valuation relative to earnings. As a credit services provider, Enova currently does not return capital to shareholders through dividends.

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