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Donegal Group Inc. (DGICA) Stock Grade

DGICA · Financial Services

A
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$614.3M
P/E Ratio
7.7
Revenue Growth (YoY)
-1.2%
Net Margin
8.1%
Return on Equity
12.4%
Dividend Yield
4.3%

About Donegal Group Inc.'s fundamentals

Donegal Group Inc., a property & casualty insurer with a market capitalization of $614.3 million, trades at a P/E ratio of 7.7 while generating an 8.1% net margin on declining revenues (down 1.2% year-over-year). The company delivered a 12.4% return on equity and maintains a 4.3% dividend yield, indicating profitability and cash returns to shareholders despite the recent topline contraction. The combination of a low valuation multiple and solid return on equity suggests the market may be pricing in ongoing revenue challenges or near-term headwinds in the insurance sector.

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