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Capital One Financial Corporation (COF) Stock Grade

COF · Financial Services

B-
Grade updated: September 29, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$120.5B
P/E Ratio
53.4
Revenue Growth (YoY)
+28.4%
Net Margin
3.5%
Return on Equity
2.2%
Dividend Yield
0.3%

About Capital One Financial Corporation's fundamentals

Capital One Financial has generated strong revenue growth of 28.4% year-over-year, though its profitability metrics remain modest with a net margin of 3.5% and return on equity of only 2.2%. The company trades at a P/E ratio of 53.4, which reflects relatively high valuation relative to earnings, while offering a minimal dividend yield of 0.3% to shareholders. With a market capitalization of $120.5 billion, Capital One is a substantial player in the credit services sector, though investors should note the gap between its revenue expansion and the limited returns being generated on shareholder capital.

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