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Capital One Financial Corporation (COF) Stock Grade

COF · Financial Services

A-
Grade updated: August 16, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$139.5B
P/E Ratio
53.4
Revenue Growth (YoY)
+28.4%
Net Margin
3.5%
Return on Equity
2.2%
Dividend Yield
0.3%

About Capital One Financial Corporation's fundamentals

Capital One Financial is a large-cap credit services company with $131.0 billion in market capitalization that has demonstrated strong recent revenue growth of 28.4% year-over-year. However, the company operates with a relatively thin net margin of 3.5%, and its return on equity of 2.2% is notably low, suggesting limited efficiency in generating profits from shareholder capital. The stock trades at a P/E ratio of 53.4, which is elevated relative to historical norms for financial services companies, while the dividend yield of 0.2% offers minimal income to shareholders.

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