Grade My Investments

Citizens, Inc. (CIA) Stock Grade

CIA · Financial Services

B+
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$242.0M
P/E Ratio
16.6
Revenue Growth (YoY)
+4.3%
Net Margin
5.7%
Return on Equity
6.2%
Dividend Yield
None

About Citizens, Inc.'s fundamentals

Citizens, Inc. is a life insurance company with a market capitalization of $242.0 million, currently trading at a P/E ratio of 16.6. The company generated revenue growth of 4.3% year-over-year while maintaining a net profit margin of 5.7%, though its return on equity is modest at 6.2%. The company does not currently pay a dividend to shareholders.

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