Grade My Investments

Citizens Financial Group, Inc. (CFG) Stock Grade

CFG · Financial Services

B+
Grade updated: September 29, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$27.4B
P/E Ratio
13.8
Revenue Growth (YoY)
-9.7%
Net Margin
16.4%
Return on Equity
7.0%
Dividend Yield
3.6%

About Citizens Financial Group, Inc.'s fundamentals

Citizens Financial Group is a regional bank with a market capitalization of $27.4 billion, trading at a P/E ratio of 13.8, which is relatively modest for the banking sector. The company maintains a solid net profit margin of 16.4%, though revenue declined 9.7% year-over-year, suggesting headwinds in its lending or fee-generating businesses. Return on equity stands at 7.0%, which is below historical norms for banks and indicates moderate efficiency in generating profits from shareholder capital. The company offers a 3.6% dividend yield, providing income for shareholders despite the recent revenue contraction.

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