Grade My Investments

Community Bank System, Inc. (CBU) Stock Grade

CBU · Financial Services

A+
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$3.0B
P/E Ratio
14.4
Revenue Growth (YoY)
+7.5%
Net Margin
20.8%
Return on Equity
10.5%
Dividend Yield
3.2%

About Community Bank System, Inc.'s fundamentals

Community Bank System operates as a regional bank with a $3.0 billion market cap and demonstrates solid profitability metrics, including a net margin of 20.8% and a return on equity of 10.5%. The company is growing its top line at 7.5% year-over-year while trading at a P/E ratio of 14.4, suggesting a valuation in line with the broader financial services sector. The bank also returns capital to shareholders through a 3.2% dividend yield, reflecting a portion of its earnings distributed to investors.

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