Community Bank System, Inc. (CBU) Stock Grade

About Community Bank System, Inc.'s fundamentals

Community Bank System is a regional bank with a $3.2 billion market cap that demonstrates solid operational efficiency with a net margin of 20.8%, though its return on equity of 10.5% is modest for the banking sector. The company is growing revenues at 7.5% year-over-year, supported by a reasonable valuation at 14.4 times earnings, and offers shareholders a 3.3% dividend yield. These metrics suggest a stable, profitably-run regional bank with moderate growth and income generation, though returns on shareholder capital remain below typical benchmarks for well-performing financial institutions.