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Bread Financial Holdings, Inc. (BFH) Stock Grade

BFH · Financial Services

A
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$3.3B
P/E Ratio
6.4
Revenue Growth (YoY)
-2.1%
Net Margin
11.0%
Return on Equity
15.6%
Dividend Yield
1.3%

About Bread Financial Holdings, Inc.'s fundamentals

Bread Financial operates with a low valuation multiple at a P/E ratio of 6.4, while generating an 11.0% net margin and returning 15.6% on shareholder equity. The company is currently experiencing a contraction in revenues, which declined 2.1% year-over-year, suggesting headwinds in its credit services business. The company offers a modest dividend yield of 1.3% to shareholders and maintains a market capitalization of $3.3 billion.

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