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Aflac Incorporated (AFL) Stock Grade

AFL · Financial Services

B+
Grade updated: July 18, 2026
Computed by the GradeMyInvestments scoring model from revenue growth, profitability, balance-sheet strength, and analyst targets.
Market Cap
$58.4B
P/E Ratio
16.0
Revenue Growth (YoY)
-8.8%
Net Margin
20.9%
Return on Equity
12.4%
Dividend Yield
2.1%

About Aflac Incorporated's fundamentals

Aflac is a large-cap insurance company with a $58.4 billion market valuation that generates a strong net margin of 20.9%, indicating efficient conversion of revenue into profits. The company is trading at a P/E ratio of 16.0 while delivering a 12.4% return on equity, though revenue declined 8.8% year-over-year, suggesting recent operational headwinds. Shareholders receive a 2.1% dividend yield, reflecting the company's commitment to returning capital despite the recent revenue contraction.

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